Personal well-being and financial threats in Peruvian adults: The mediating role of financial well-being

Bertha Estela-Delgado; Gilmer Montenegro; Jimmy Paan; Wilter C. Morales-García; Ronald Castillo-Blanco; Liset Sairitupa-Sanchez; Jacksaint Saintila

doi:10.3389/fpsyg.2022.1084731

Personal well-being and financial threats in Peruvian adults: The mediating role of financial well-being

Bertha Estela-Delgado
, Gilmer Montenegro
, Jimmy Paan
, Wilter C. Morales-García
, Ronald Castillo-Blanco
, Liset Sairitupa-Sanchez
, Jacksaint Saintila

Producción científica: Contribución a una revista › Artículo de revista › revisión exhaustiva

7 Citas (Scopus)

Resumen

Crises negatively affect the economy of a country, increasing financial risk, as they affect work activities and the well-being of the population. This study aimed to examine the mediating role of financial well-being in the relationship between personal well-being and financial threats. A predictive cross-sectional study was conducted. The variables analyzed were personal well-being, financial threats, and financial well-being. A total of 416 Peruvian adults from the three regions of Peru participated. The mean age was M = 35.36, SD = 8.84, with a range of 19-62 years. To represent the statistical mediation model, a structural equation model (SEM) was used. The analysis showed that the variables were significantly related ( p < 0.001). The theoretical model indicated a perfect mediation, also obtaining a good fit, χ 2(168) = 394.3, CFI = 0.931, RMSEA = 0.057, SRMR = 0.062. The study showed that personal well-being serves as a basis for promoting financial well-being and this contributes to the reduction of financial threats.

Idioma original	Inglés
Número de artículo	1084731
Número de páginas	9
Publicación	Frontiers in Psychology
Volumen	13
DOI	https://doi.org/10.3389/fpsyg.2022.1084731
Estado	Publicada - 27 ene. 2023
Publicado de forma externa	Sí

Nota bibliográfica

Funding Information:
The authors would like to thank Varisier Noel during the manuscript writing process.

Publisher Copyright:
Copyright © 2023 Estela-Delgado, Montenegro, Paan, Morales-García, Castillo-Blanco, Sairitupa-Sanchez and Saintila.

ODS de las Naciones Unidas

Este resultado contribuye a los siguientes Objetivos de Desarrollo Sostenible

ODS 1: Fin de la pobreza
ODS 3: Salud y bienestar
ODS 8: Trabajo decente y crecimiento económico
ODS 17: Alianzas para lograr los objetivos

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10.3389/fpsyg.2022.1084731Licencia: CC BY

https://www.frontiersin.org/articles/10.3389/fpsyg.2022.1084731

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title = "Personal well-being and financial threats in Peruvian adults: The mediating role of financial well-being",

abstract = "Crises negatively affect the economy of a country, increasing financial risk, as they affect work activities and the well-being of the population. This study aimed to examine the mediating role of financial well-being in the relationship between personal well-being and financial threats. A predictive cross-sectional study was conducted. The variables analyzed were personal well-being, financial threats, and financial well-being. A total of 416 Peruvian adults from the three regions of Peru participated. The mean age was M = 35.36, SD = 8.84, with a range of 19-62 years. To represent the statistical mediation model, a structural equation model (SEM) was used. The analysis showed that the variables were significantly related ( p < 0.001). The theoretical model indicated a perfect mediation, also obtaining a good fit, χ 2(168) = 394.3, CFI = 0.931, RMSEA = 0.057, SRMR = 0.062. The study showed that personal well-being serves as a basis for promoting financial well-being and this contributes to the reduction of financial threats. ",

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author = "Bertha Estela-Delgado and Gilmer Montenegro and Jimmy Paan and Morales-Garc{\'i}a, \{Wilter C.\} and Ronald Castillo-Blanco and Liset Sairitupa-Sanchez and Jacksaint Saintila",

note = "Publisher Copyright: Copyright {\textcopyright} 2023 Estela-Delgado, Montenegro, Paan, Morales-Garc{\'i}a, Castillo-Blanco, Sairitupa-Sanchez and Saintila.",

year = "2023",

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doi = "10.3389/fpsyg.2022.1084731",

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T1 - Personal well-being and financial threats in Peruvian adults

T2 - The mediating role of financial well-being

AU - Estela-Delgado, Bertha

AU - Montenegro, Gilmer

AU - Paan, Jimmy

AU - Morales-García, Wilter C.

AU - Castillo-Blanco, Ronald

AU - Sairitupa-Sanchez, Liset

AU - Saintila, Jacksaint

PY - 2023/1/27

Y1 - 2023/1/27

N2 - Crises negatively affect the economy of a country, increasing financial risk, as they affect work activities and the well-being of the population. This study aimed to examine the mediating role of financial well-being in the relationship between personal well-being and financial threats. A predictive cross-sectional study was conducted. The variables analyzed were personal well-being, financial threats, and financial well-being. A total of 416 Peruvian adults from the three regions of Peru participated. The mean age was M = 35.36, SD = 8.84, with a range of 19-62 years. To represent the statistical mediation model, a structural equation model (SEM) was used. The analysis showed that the variables were significantly related ( p < 0.001). The theoretical model indicated a perfect mediation, also obtaining a good fit, χ 2(168) = 394.3, CFI = 0.931, RMSEA = 0.057, SRMR = 0.062. The study showed that personal well-being serves as a basis for promoting financial well-being and this contributes to the reduction of financial threats.

AB - Crises negatively affect the economy of a country, increasing financial risk, as they affect work activities and the well-being of the population. This study aimed to examine the mediating role of financial well-being in the relationship between personal well-being and financial threats. A predictive cross-sectional study was conducted. The variables analyzed were personal well-being, financial threats, and financial well-being. A total of 416 Peruvian adults from the three regions of Peru participated. The mean age was M = 35.36, SD = 8.84, with a range of 19-62 years. To represent the statistical mediation model, a structural equation model (SEM) was used. The analysis showed that the variables were significantly related ( p < 0.001). The theoretical model indicated a perfect mediation, also obtaining a good fit, χ 2(168) = 394.3, CFI = 0.931, RMSEA = 0.057, SRMR = 0.062. The study showed that personal well-being serves as a basis for promoting financial well-being and this contributes to the reduction of financial threats.

KW - Personal well-being

KW - Financial

KW - Threats

KW - Peruvian adult

KW - Mediation

KW - personal well-being

KW - financial

KW - threats

KW - mediation

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UR - https://www.mendeley.com/catalogue/e575d491-6502-3548-8555-c1f641c20eff/

U2 - 10.3389/fpsyg.2022.1084731

DO - 10.3389/fpsyg.2022.1084731

M3 - Article in a journal

C2 - 36778161

SN - 1664-1078

VL - 13

JO - Frontiers in Psychology

JF - Frontiers in Psychology

M1 - 1084731

ER -

Personal well-being and financial threats in Peruvian adults: The mediating role of financial well-being

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