Personal well-being and financial threats in Peruvian adults: The mediating role of financial well-being

Bertha Estela-Delgado, Gilmer Montenegro, Jimmy Paan, Wilter C. Morales-García, Ronald Castillo-Blanco, Liset Sairitupa-Sanchez, Jacksaint Saintila

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Resumen

Crises negatively affect the economy of a country, increasing financial risk, as they affect work activities and the well-being of the population. This study aimed to examine the mediating role of financial well-being in the relationship between personal well-being and financial threats. A predictive cross-sectional study was conducted. The variables analyzed were personal well-being, financial threats, and financial well-being. A total of 416 Peruvian adults from the three regions of Peru participated. The mean age was M = 35.36, SD = 8.84, with a range of 19-62 years. To represent the statistical mediation model, a structural equation model (SEM) was used. The analysis showed that the variables were significantly related ( p  < 0.001). The theoretical model indicated a perfect mediation, also obtaining a good fit, χ 2(168) = 394.3, CFI = 0.931, RMSEA = 0.057, SRMR = 0.062. The study showed that personal well-being serves as a basis for promoting financial well-being and this contributes to the reduction of financial threats.

Idioma originalInglés
Número de artículo1084731
Número de páginas9
PublicaciónFrontiers in Psychology
Volumen13
DOI
EstadoPublicada - 27 ene. 2023
Publicado de forma externa

Nota bibliográfica

Funding Information:
The authors would like to thank Varisier Noel during the manuscript writing process.

Publisher Copyright:
Copyright © 2023 Estela-Delgado, Montenegro, Paan, Morales-García, Castillo-Blanco, Sairitupa-Sanchez and Saintila.

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