TY - JOUR
T1 - Fintechs and institutions
T2 - A systematic literature review and future research agenda
AU - Tello-Gamarra, Jorge
AU - Campos-Teixeira, Diogo
AU - Longaray, André Andrade
AU - Reis, João
AU - Hernani-Merino, Martin
N1 - Publisher Copyright:
© 2022 by the authors. Licensee MDPI, Basel, Switzerland.
PY - 2022/6
Y1 - 2022/6
N2 - The growth of fintechs has exponentially modified the international financial system. These changes affect social mechanisms that regulate the performance of economic agents, generating the need to modify the current role played by institutions. Despite the clear relationship that exists between fintechs and institutions, studies exploring the details of this relationship are still scarce. The objective of this article is to propose a review and analysis of the current state of research on fintechs and institutions. To achieve this goal, a systematic literature review was conducted, with the selection and analysis of 123 documents published which were based on preestablished inclusion and exclusion criteria. The main results show the development of a framework that allows us to increase our understanding of fintechs and institutions; the identification of three propositions that serve as a guide to the institutional landscape in which fintechs operate; and finally the recognition of a research agenda.
AB - The growth of fintechs has exponentially modified the international financial system. These changes affect social mechanisms that regulate the performance of economic agents, generating the need to modify the current role played by institutions. Despite the clear relationship that exists between fintechs and institutions, studies exploring the details of this relationship are still scarce. The objective of this article is to propose a review and analysis of the current state of research on fintechs and institutions. To achieve this goal, a systematic literature review was conducted, with the selection and analysis of 123 documents published which were based on preestablished inclusion and exclusion criteria. The main results show the development of a framework that allows us to increase our understanding of fintechs and institutions; the identification of three propositions that serve as a guide to the institutional landscape in which fintechs operate; and finally the recognition of a research agenda.
KW - Fintechs
KW - Institutions
KW - Transaction costs
KW - Regulation
UR - https://www.mendeley.com/catalogue/cac02a70-c47e-3e26-b31d-c9804b8d4d65/
UR - http://www.scopus.com/inward/record.url?scp=85131372281&partnerID=8YFLogxK
U2 - 10.3390/jtaer17020038
DO - 10.3390/jtaer17020038
M3 - Review article
SN - 0718-1876
VL - 17
SP - 722
EP - 750
JO - Journal of Theoretical and Applied Electronic Commerce Research
JF - Journal of Theoretical and Applied Electronic Commerce Research
IS - 2
ER -